Sollte ich Geld sowohl in eine ROTH als auch in eine traditionelle IRA einzahlen?

Does Germany recognize Roth IRA?

If no U.S. tax is due, then making an IRA contribution only makes sense if it will reduce the taxpayer’s German tax bill. However, IRA contributions are not deductible in Germany. So no tax relief is achieved in either country.

Are ROTH IRAs taxable in Germany?

Roth IRA’s

So although Germany will also not tax you for withdrawing money from these accounts (just like any other brokerage account) they will tax you on gains and dividends/interest in the year they are made… which turns your Roth into a regular brokerage account, negating the value of having it.

Does Roth IRA exist in Europe?

Yes. It is income you can spend. Roth distributions are not subject to Federal income tax.